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About Us

Bowling Green Insurance AgentDriving always carries a certain amount of risk, but you can protect yourself against the unexpected by securing a quality auto insurance policy. At The Downs Agency, we can provide you with everything from liability to comprehensive coverage. No matter what reasons you have for getting insurance, we’ll be focused on your complete satisfaction.

The goal of our company is to make your experience as easy as possible, so we always work hard to provide excellent customer service. Drivers who come to us for their insurance needs benefit from our:

  • Quick response times
  • Flexible hours
  • Friendly support
  • Reasonable pricing

As a family-owned and -operated auto insurance provider, The Downs Agency takes pride in giving drivers and families throughout Southcentral Kentucky the peace of mind they deserve out on the road. Call our office today to set up an appointment with an agent who cares about your interests.

We also offer all lines of insurance:

  • Homeowners Insurance
  • Commercial Insurance
  • Life Insurance
  • Auto Insurance

An Independent Advantage

We are Independent Agents in Bowling Green, Kentucky, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. The Downs Agency LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.